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golf is becoming an increasingly popular sport worldwide, but it is estimated that there are 27,000 golf injuries every year that require hospital treatment and that millions of dollars worth of equipment is stolen. Yet an independent survey claims that 9 out of 10 golfers have insufficient golf insurance.

Ask yourself this question, could you afford to be sued should you cause damage to third party property or injure an individual with a stray golf ball?

It is important to remember that not all incidents could be the fault of the golf player. There are many golfers on a course at the same time, many being amateurs, as golf is becoming the new up and coming sport and there are new members on the courses that wish to start playing. It is easy for someone to get in the line of fire when you are taking your shot, resulting in a possible injury. Also many golf courses are close to public property, or are surrounded by hotel complexes for instance when abroad, it could be possible to cause damage to such property.

A majority of people wrongly believe that their household contents insurance covers their golfing equipment. In many cases, this is not true. A large quantity of household insurance policies exclude sports equipment and sports injury cover, which means that if anything should occur either on or off the course, you would be held financially responsible.

Reliable coverage against theft, loss or damage to your golfing equipment, damage to property and personal injury is highly important. The fact of the matter is that golf can be a very expensive game if it goes wrong when you dont have the correct insurance cover. Remember, the more golf you play without sufficient insurance, the greater the risk.

All golfers, regardless of ability, run the risk of injuring another person while out on the course playing golf. The last thing you want is to be on the golf course, achieving those pars, birdies and eagles that you long for, but having that uneasy sensation in the back of your mind that you dont have sufficient golf insurance coverage.

So, if you think that your insurance policy provides sufficient protection for your equipment used for golf and public liability cover for golf sport injury, please think again and check the policy wording very carefully;

Does it protect your golf equipment from theft, loss or damage, 24 hours a day, anywhere worldwide;

Does it provide you with cover for playing golf on any golf course or driving range anywhere worldwide;

If you are covered, can you make a claim without adversely affecting your premiums or No Claims discount;

Does it cover your golf equipment if lost or stolen whilst left unattended?

Very few household policies provide adequate cover and making a claim usually results in a premium increase and a reduction in your No Claims discount allowance. So remember, if you dont have the correct golf insurance coverage, make sure to check it out!

Visit us for more information on charity golf gifts, running a golf tournament and charity golf tournament planning tips.

Known as the "Sunshine State", florida is a popular tourist destination, thanks in large part to its subtropical climate and its beautiful beaches.

Here are 10 must-see attractions when visiting florida:

1. Busch Gardens Africa (in Tampa): A 335-acre theme park with an African theme. The park is home to many animal exhibits as well as exciting thrill and family rides.

2. Cypress Gardens (in Winter Haven): Originally a botanical garden, and known for its water ski shows, Cypress Gardens is today a modern theme park.

3. Daytona usa (in Daytona Beach): Daytona Beach is well-known as the home of the famous Daytona 500 race. It is also home to Daytona usa, a motorsports attraction which incorporates an IMAX theater, a racing simulator and other racing and motorsports exhibits.

4. Ernest Hemingway Home and Museum (in Key West): The famous house at 907 Whitehead street where Ernest Hemingway lived and wrote many of his classics. The area is still today home to the six-toed polydactyl cats descended from those of Hemingway's days.

5. Gatorland (in Orlando): A 110-acre alligator theme park and wildlife preserve.

6. Kennedy space Center (near Cape Canaveral): The Kennedy space Center has served as America's spaceport for the Mercury, Gemini, Apollo and Space Shuttle programs. The center is home to a wonderful Visitor Complex with many exhibits, two IMAX theaters and offers bus tours around the complex.

7. Monkey Jungle (in Miami): Monkey Jungle is a 30 acre reserve that is home to about 400 primates of 30 species. Visitors walk through cage tunnels while the monkeys run free outside.

8. Morikami Museum and Japanese Gardens (in Delray Beach): A center for Japanese arts and culture. It incorporates two museums as well as Japanese Gardens, and is also home to various Japanese festivals held at various times throughout each year.

9. Salvador Dali Museum (in St. Petersburg): A museum dedicated to the life and work of the famous surrealist artist. The museum is home to 7 masterwork paintings by Dali.

10. walt disney world Resort (in lake buena Vista just outside Orlando): walt Disney world is a massive complex of several theme and water parks, including the famous magic kingdom.

You can find out about all these attractions, and more at: http://www.vacation2usa.com/p1_state_florida_attractions.php

Or discover all 50 states, 800 towns & cities, and over 1,000 attractions! For more information about travel and vacations in the US, please visit: http://www.vacation2usa.com/

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